Cleaning chimney and insurance
Posted: Sat Sep 20, 2025 9:09 am
Hi,
Has anyone ever had an insurance company inquire about a certificate for cleaning a chimney. Everyone round here seem to clean their own, including me, and most of my neighbours borrow my brushes.
When we first arrived I had heard about the requirements for a certificate and tried to get someone to do it without much joy, so bought brushes and did it myself, since then I have rebuilt the chimney, and it is lined with about 5 meters of stainless steel flu, it goes vertical from the poêle, rarely gets any buildup, and takes me about 15 minutes to clean, most of that is dismantling the poêle enough to get the brushes in, I dont see why I should pay someone lots of money and a callout for nothing.
I have had it suggested to just buy one of the ramonage bricks that you burn in the fire that come with a certificate, but all the ones the had when I looked in castorama either didn't come with a certificate or a disclaimer saying something like in some regions this is not a substitute for mechanical cleaning.
I presume that in the case of a claim, the cause of a fire, would have to be shown to be bad maintenance of the chimney before the insurance company could refuse to cover you. Maybe I will take a few pictures up the flue after i clean it next time to show how clean and shiny it is.
Has anyone ever had any issues with insurance companys over chimney cleaning.
Dave
Has anyone ever had an insurance company inquire about a certificate for cleaning a chimney. Everyone round here seem to clean their own, including me, and most of my neighbours borrow my brushes.
When we first arrived I had heard about the requirements for a certificate and tried to get someone to do it without much joy, so bought brushes and did it myself, since then I have rebuilt the chimney, and it is lined with about 5 meters of stainless steel flu, it goes vertical from the poêle, rarely gets any buildup, and takes me about 15 minutes to clean, most of that is dismantling the poêle enough to get the brushes in, I dont see why I should pay someone lots of money and a callout for nothing.
I have had it suggested to just buy one of the ramonage bricks that you burn in the fire that come with a certificate, but all the ones the had when I looked in castorama either didn't come with a certificate or a disclaimer saying something like in some regions this is not a substitute for mechanical cleaning.
I presume that in the case of a claim, the cause of a fire, would have to be shown to be bad maintenance of the chimney before the insurance company could refuse to cover you. Maybe I will take a few pictures up the flue after i clean it next time to show how clean and shiny it is.
Has anyone ever had any issues with insurance companys over chimney cleaning.
Dave